Dalmy Manan and Raj Manan | Top 40 Under 40 2025

Age: 39 (Dalmy); 37 (Raj)

Occupation: Vice-President, Client Relations (Dalmy); President and Co-CEO (Raj), Accomsure

Like death and taxes, insurance is inevitable. For Raj and Dalmy Manan, so is their deep care for people.

At the time of the Fort McMurray fire in 2016, the Calgary couple both worked in the insurance sector and saw the added stress people experienced from suddenly being displaced and scrambling for temporary accommodation. They realized that the damages caused by a disaster included the incredible worry of not having a place to stay, and embarked on a journey to fulfil the underserved, but critical niche of temporary accommodation.

In 2018, the Manans co-founded Accomsure, Canada’s first full-service additional living expense-management company. After an insurance claim is made, Accomsure does the work of sourcing temporary accommodations for clients and covers the cost so they don’t have to wait to be reimbursed — two things that cause added stress when your home is already damaged. The organization offers tailored solutions to meet clients’ needs, whether it’s a pet-friendly hotel room after a water pipe bursts in the middle of winter, or a long-term rental for a family after losing their home to a fire.

“We’re like the translators between insureds [the individuals covered by an insurance policy] that are displaced and really stressed out, and overworked adjusters,” says Dalmy. “It’s a unique solution that’s the first of its kind in Canada.”

To help so many people so quickly, the company has developed a network of landlords, property managers, hotels and other suppliers across the country.

The couple’s entrepreneurial vision is evident in their company’s successes. Since Accomsure launched, it has become one of the fastest-growing service providers in Canada’s insurance industry, growing from two to 41 employees and helping thousands of Canadian families in the process. Next up, the Manans are planning to expand Accomsure into the United States.

“It’s nice to have an opportunity to help more people,” Raj says. “And to make a living and a business out of it.”

Thank yous
Dalmy Manan: “Our family for always believing in us; our hard-working and dedicated team; our business partners and mentors, Terrell and Tony; most importantly, my husband, business partner and best friend, Raj Manan.”

Rajesh Manan: “My Wife, Dalmy; my son, Roman; my mum, Vandana; my dad, Kuldip; my sister, Manisha; my business partners and mentors, Tony and Terrell Stephen.”